JJ Montanaro

Joseph "JJ" Montanaro is a certified financial planner professional (CFP^®). He is a native of Kansas City, Missouri, and earned his bachelor’s degree from the United States Military Academy, West Point, New York. He also holds a master’s degree in personal financial planning from Kansas State. JJ is a director on the USAA Military Advocacy team.

Montanaro has more than 25 years of experience in the financial services industry. He is a regular contributor to Military.com and also writes monthly personal finance columns for American Legion and Military Spouse magazines. Before entering the financial services industry, he served in the Army for six years on active duty, and in 2009, he retired as a lieutenant colonel in the Army Reserve.

Latest Articles

The words "estate planning" appear in black letters sideways on lined notebook papers, on a wood desktop surrounded by office items and coffee.

Wills and More: These Are the Legal Documents Every Military Household Needs

Estate planning isn’t just about protecting your assets; it’s about protecting your family from unnecessary stress and...

A hand holding a pen appears to be checking items on a list amid graphic icons representing forms of insurance.

Preparing for the Worst: 5 Steps to Review and Update Insurance Policies for Financial Security

The key to staying protected is making insurance reviews a regular part of your financial routine -- because the last thing...

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