Kate Horrell

Kate Horrell is an accredited financial counselor® and personal financial educator who helps the military community make the most of their pay and benefits. With more than 10 years working with thousands of military families, she understands the concerns of currently serving, retired and veteran families.

Kate has a bachelor’s degree in history from the University of Maryland, volunteers with the Navy-Marine Corps Relief Society and is a member of the Military Officers Association of America, or MOAA, currently serving spouses advisory board. She has been married to a sailor for 27 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S.

Latest Articles

A stack of bills looks blurry, as though it's in the process of being flipped through, with one president's face in focus.

Basic Needs Allowance Overview

The Basic Needs Allowance can potentially add hundreds of dollars to the paycheck of a military member with a family whose...

7 Cheap and Fast Halloween Costumes

Looking for a cheap Halloween costume? Your closet probably has all the components you need to make a great costume. Here are...

Flames appear to burn a pile of $50 bills, which take up the whole frame.

5 Reasons for Service Members to Avoid Borrowing from Their Thrift Savings Plan Accounts

While taking a loan from a TSP account may be a simple solution, it is important to understand the long-term reasons a...

Vanessa Arzabala, right, a military spouse and Truman Army Education and Personnel Testing Center guidance counselor, will help operate the new Fort Leonard Wood Spouse Resource Center. The center, opened Jan. 30, 2024, is designed to provide military spouses with community, education and employment resources on and off the installation. (Brian Hill/Army)

The DoD Just Expanded Its Education Benefit for Military Spouses. Here's How to Choose a Reputable School

As military spouses become newly eligible for educational funding assistance, it's important to know how to shop for a...

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked, parts of transition to civilian life is a transition fund.

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

In a photo illustration, a blurry white house is in the background, while in the foreground, a red stick declaring "scam!" obscures the house's for-sale sign.

Why Military Homeowners May Be at Greater Risk of Title Fraud

Title fraud is still relatively rare, but the military lifestyle makes service members more vulnerable than their civilian...

Family loading moving van for PCS military transfer

Can You Make Money Off a DITY Move?

Should you believe those folks who claim they made bank on a PCS move?

Six men and women, most in uniform, stand in a row in front of an American flag draped as a backdrop.

4 Things 'Gray Area' Reservists Need to Do When They Turn 60

Finally receiving that hard-earned military retirement pay at age 60 is a big deal, and you definitely want to get that...

PCS Efficiency: How to Set Up Your New Home so It Costs Less to Run

Decisions you make when you move into your new home will affect the ongoing costs of running it.

What You Need to Know About Virginians' Fight to Restore Benefits for Families of Vets

Veterans' families are geared up for Friday's special session of the Virginia General Assembly to review the massive changes...

Three apartment towers arranged around a central drive

Get Your PCS Priorities in Order with This House-Hunting Checklist

When it's time to PCS, military service members who identify their priorities before they start house hunting can save time...

Facing away from the camera, male veterans stand amid folding chairs while wearing vests embroidered with military affiliations.

VA Benefits Likely Won't Cover All of a Veteran's Funeral Costs

A veteran's surviving family members may be caught off guard if they expect the VA to cover all the costs of a funeral or...

A hand places the fourth colored 'slice' into a pie-chart type of pie on a wood surface.

Pieces of a Pie: How to Start Saving for Retirement Right Now

Your retirement income will likely come from a variety of sources. Imagining retirement income as pie pieces can make the...

Five stacks of coins increase in height. A hand holds a magnifying glass in front of the tallest stack.

VA Beneficiaries: Here's How to Get Free Financial Counseling

Department of Veterans Affairs beneficiaries now have access to free financial coaching through the Veterans Benefits Banking...

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Most Popular Military News

Pete Hegseth shakes hands with Army 1st Lt. Clint Lorance

'He's Going to Have to Explain It': Surprise Defense Secretary Pick's History Takes Center Stage

Pete Hegseth, President-elect Donald Trump's surprise pick to be the next defense secretary, has an extensive history of...

President Donald J. Trump, attends the 2019 Army Navy Game in Philadelphia

'It Could Be Very Hard to Do Our Job': Top Military Officers Brace for Trump's Potential Loyalty Review Boards

The Wall Street Journal reported on a draft executive order that is under consideration by the Trump transition team that...

The Arleigh Burke-class guided-missile destroyer USS Spruance

2 Navy Destroyers Attacked by Barrage of Houthi Drones, Missiles Off Yemen Coast

The attack on the ships was the latest in months of violence in the region by the Yemen rebels, who are backed by Iran and...

What to Know About Tulsi Gabbard, Trump's Pick to Be Director of National Intelligence

Gabbard is a veteran who served for more than two decades but doesn't have the typical intelligence experience of past...

Donald Trump speaks during a campaign event

Trump Won. Here's What That Could Mean for the Military.

Trump's election victory means he will have the opportunity to enact plans to use the military against what he calls domestic...

The flag of the U.S. Space Command is unfurled at the White House

Colorado Could Lose US Space Command. Trump Is Expected to Move It to Alabama.

Trump's original decision to place Space Command -- the combatant command tasked with military operations in space that was...

Latest Military Videos

French Military Training Ukrainian Troops Ahead of Battlefield Deployment

A French military task force with a festive name — “Champagne” — is wrapping up a mission that's no...

Ukraine Soldiers Focus on Keeping Russian Advances at Bay but Brace for Trump Taking Over in US

Ukrainian soldiers on the front know the re-election of Donald Trump in the U.S. will change their lives, but...

US Military Releases Video Said to Show Impact of Drone Strike on Houthi Rebels

The U.S. military on Wednesday said it had conducted several days of strikes targeting Yemen's Houthi rebels. (Nov. 14)...

Military Chief Tells Troops Israel Striking in Syria to Prevent Weapon Transfers to Hezbollah

Israeli military Chief of Staff Herzi Halevi told troops during a visit to southern Lebanon that Israel is striking...

Investigations and Features

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

A patch in the home of retired missileer Paul Hunke

They Stood Sentry over America's Nuclear Missile Arsenal. Many Worry It Gave Them Cancer.

For years, it was an open secret among missileers that the Cold War-era missile alert facilities and launch control centers...

Army News

People walk around Oxford University's campus on Sept. 3, 2017.

Rhodes Scholarship Recipients for 2025 Include 4 West Point Cadets

Four of the 32 recipients are from the U.S. Military Academy, the most selected from the service academy in one year since...

Police Records Show Defense Secretary Nominee Was Involved in Alleged Sexual Assault in 2017

Hegseth's personal lawyer since 2017, told Military.com on Friday that "as confirmed by the Monterey Police Department, there...

Navy News

A Falcon 9 rocket carrying Starlink 4-36 payload launches

Pentagon Silent on Elon Musk and Starlink Risks as Military Use Expands

In the past year, U.S. news outlets have reported that Musk, who oversees the satellite internet provider, has developed a...

Protestors upset with the Department of Defense's response to the leak of jet fuel into the water supply

Navy Didn't Understand Well-Documented Risks Posed by Hawaii Fuel Tanks, Watchdog Says

Navy officials “lacked sufficient understanding” of the risks of maintaining massive fuel storage tanks on top of a drinking...

Air Force News

Pentagon Silent on Elon Musk and Starlink Risks as Military Use Expands

In the past year, U.S. news outlets have reported that Musk, who oversees the satellite internet provider, has developed a...

Who Is Doug Collins? A Look at Trump's Pick to Head the VA

The former Georgia congressman is a Southern Baptist minister and Air Force colonel.

Space Force News

Pentagon Silent on Elon Musk and Starlink Risks as Military Use Expands

In the past year, U.S. news outlets have reported that Musk, who oversees the satellite internet provider, has developed a...

Colorado Could Lose US Space Command. Trump Is Expected to Move It to Alabama.

Trump's original decision to place Space Command -- the combatant command tasked with military operations in space that was...

Marine Corps News

U.S. Marines dismount an amphibious combat vehicle.

Marine Corps Codifies Amphibious Combat Vehicle Standards After Rocky Start, New Deployments

The new standards outline the use of safety boats to accompany the Amphibious Combat Vehicle during waterborne operations.

Daniel Penny arrives at the court in New York after break

Marine Veteran Misused a Combat Technique in Fatal Chokehold of NYC Subway Rider, Trainer Testifies

Attorneys for Daniel Penny argue their client had sought to restrain Neely by placing him in a headlock, but that he did not...

Coast Guard News

Tech. Sgt. Thesia Westmoreland, non-commissioned officer in charge of pharmacy operations

Pentagon Works to Restore Benefits After Data Transfer Boots Coast Guard, NOAA and Other Beneficiaries from Tricare

Problems related to transfer of personnel records resulted in beneficiaries temporarily losing coverage.

A crew aboard a 47-foot motor lifeboat, from Station Bodega Bay await the next drill during a multi-agency training exercise in California.

Coast Guard Suspends Search for 4 Missing off California Coast

The U.S. Coast Guard has suspended -- "pending the development of further information" -- Sunday's massive search effort for...

Kate Horrell

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