Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

Military Households May Deduct Moving Expenses From Federal Taxes: Here’s How

Military families may not have any unreimbursed PCS moving expenses, but if you do, you can deduct those expenses on your tax...

Should You Let the Military Set Aside Allotments from Your Pay?

Can a military allotment help you manage your money? Probably. Is it the right tool for you? That depends.

GI Bill Housing Allowance: How to Cover the Up-Front Cost Gap

Post-9/11 GI Bill recipients may be taken by surprise if they’re not prepared to pay for housing up front each semester...

Amid U.S. $100 bills, letter tiles spell "education."

Can You Receive Post-9/11 GI Bill Payments and Other Financial Aid at the Same Time?

Rules that dictate how the Post-9/11 GI Bill works together with other forms of financial aid often prevent those other forms...

Temporary signs in the window of a tax office.

When Do Military Service Members, Spouses Need to File Taxes in 2 States?

Protections Under the Servicemembers Civil Relief Act can simplify your tax requirements and quite possibly save you money...

Understanding All the Deductions on Your 2026 Military Leave and Earnings Statements

Understanding what deductions are coming out of your pay is key to knowing where all your money is going. More importantly...

U.S. Air Force Senior Airman Judah Rice, a honor guardsman assigned to the 628th Air Base Wing, gives a facing movement command during military honors simulation for an active-duty funeral, Joint Base Charleston, South Carolina.

Monthly Benefits for Survivors of Fallen Active-Duty Service Members

When combined, the Survivor Benefit Plan (SBP) and Dependency and Indemnity Compensation (DIC) can offer a steady stream of...

Airmen from the U.S. Air Force Honor Guard and a bugler from the U.S. Air Force Band’s Ceremonial Brass conduct military funeral honors for U.S. Air Force Capt. Wade Holmes in Section 57, Arlington National Cemetery, Arlington, Virginia.

Lump-Sum Benefits for Survivors of Active-Duty Military Members

Even military families often don’t know what benefits are available to the surviving family of an active-duty service member.

Two airmen carry a heavy dog crate between them.

The Military's New Pet Transportation Policy: What It Means to You

Military service members will be reimbursed for some of the costs of moving one dog or cat when moving on permanent change of...

4 Ways to Get Your Money Back When Military Orders Cancel Travel Plans

If military orders, or world events have canceled your travel plans, here's how you might be able to get a refund

US $100 bills, bent into four sections resembling paper airplanes or birds, fly in a V through the blue sky.

Should You Borrow from Your TSP Account?

Financial experts don’t recommend taking out loans against retirement accounts such as the military’s Thrift Savings Plan...

Six men and women, most in uniform, stand in a row in front of an American flag draped as a backdrop.

4 Things 'Gray Area' Reservists Need to Do When They Turn 60

Finally receiving that hard-earned military retirement pay at age 60 is a big deal, and you definitely want to get that...

MILITARY STAR Card Questions & Answers

The MILITARY STAR Card is an in-store credit card for qualified, authorized military exchange patrons.

A mans arms are pictured taping shut a cardboard moving box.

Personally Procured PCS Moves Are Changing. Here’s What You Need to Know.

If you’re considering a personally procured move (PPM) this year, how can you keep any potential out-of-pocket costs as low...

An orange and black lawn mower pictured from above crossing green grass.

Can I Pack This? The Items You Should and Shouldn't Ship with Your Household Goods This PCS Season

Knowing what can and can’t be shipped, and what probably shouldn't be shipped, can make your move easier.

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Most Popular Military News

Command Sgt. Maj. John Brown, senior enlisted advisor of the 38th Air Defense Artillery Brigade, provides a rousing speech to the Soldiers of Bravo Battery before departing on a deployment to the United States Central Command area of responsibility on August 19, 2024 at Kadena Air Force Base, Japan. (U.S. Army photos by Capt. Frank Spatt)

Which Americans Will Be Automatically Registered for Military Draft, and When?

Last year's defense bill passed by Congress paved the way for the new automatic registration process.

A VA Clinic Gave Veterans GLP-1s for Weight Loss. A Year Later, Everything Improved

Researchers tracked 201 veterans prescribed semaglutide, the drug sold under the brand names Ozempic and Wegovy. After one...

Marine Corps veteran Al Duran. (Facebook)

WWII Veteran Who Lied About His Age to Serve Takes Honor Flight

Joining the military at 16 to serve in World War II to service in Korea and Vietnam, humble Al Duran has lived quite a life.

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The company being sued told Military.com it doesn't charge for VA claims. Plaintiffs disagree, citing purported deceptive...

3 Big Military PCS Changes Are Coming at Once. Here’s What to Know Before 2026 Peak Season

In 2026, three major changes are affecting military household goods moves: a new permanent agency to run the system, the end...

Latest Military Videos

Photographer Reflects on the Legacy of Chernobyl

AP photographer reflects on the legacy of Chernobyl after 4 decades of coverage.

ICE Detains the Wife of an Army Sergeant in Texas

ICE detains the wife of an Army sergeant in Texas as military family leniency wanes.

Flu Vaccine No Longer Mandated for US Troops, Hegseth Says

Flu vaccine no longer mandated for US troops, Hegseth says.

Israel Comes to Standstill to Mark Memorial Day

Israel comes to standstill to mark memorial day for fallen soldiers and victims of attacks.

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

A gate is seen at the Bagram Air Base in Afghanistan

US Troops May Sue Military Contractors for Their Injuries, Supreme Court Rules

In a 6-3 decision, the court ruled that neither federal law nor the Constitution shields military contractors if their...

Army Veteran’s Memoir Explores Powerful Grip of Gambling Addiction

Army veteran Brian Lofton gets honest and real about addiction, especially gambling, in his gripping new memoir.

Navy News

Navy Veteran Charged in Series of Atlanta-Area Shootings Dies in Jail

Authorities say a man charged in a string of shootings near Atlanta that left three people dead has died in jail.

Navy Review Puts Future of Highest-Tech US Aircraft Carriers in Question

The U.S. Navy is reviewing the design and costs of one of its most high-tech and expensive warships — the Ford-class aircraft...

Air Force News

A U.S. Air Force A-10 Thunderbolt II aircraft flies over the U.S. Central Command area of responsibility during Operation Epic Fury, March 9, 2026. (U.S. Air Force photo)

Air Force Extends A-10 Warthog Through 2030 After Combat Missions in Iran

Air Force Secretary Troy Meink announced that three A-10 squadrons will keep flying through 2030, following the Warthog's...

WWE stars stand on stage addressing students during a Purple Up Day event at Coral Academy of Science. Photo Credit: Michael Kirschbaum.

USO Brings WWE Stars to Nellis Air Force Base to Celebrate Military Kids

WWE stars joined the USO at Nellis Air Force Base, surprising airmen with event tickets and celebrating military children...

Space Force News

Robbie Robertson, Sedaro CEO and co-founder, presents a live demo to USSF leadership Thursday, Dec. 11, 2025, at Spacepower Conference in Orlando, FL. (Photo courtesy of SFA)

National Spacepower Center: Advancing US and Allied Spacepower

The Space Force Association launched the National Spacepower Center in Dec. 2025 to connect government, academia and industry...

This year's USO 2026 "Service Members of the Year." (USO)

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This year's crop of USO honorees saved motorcycle crash victims, rescued bodies underwater, saved civilians from a building...

Marine Corps News

U.S. Marines with Special Purpose Marine Air-Ground Task Force - Crisis Response - Central Command, provide assistance at an Evacuation Control Checkpoint (ECC) during an evacuation at Hamid Karzai International Airport, Kabul, Afghanistan, Aug. 21, 2021 (U.S. Marine Corps photo by Staff Sgt. Victor Mancilla)

Abbey Gate Marines Receive Upgraded Valor Awards After Pentagon Review

The Pentagon has upgraded valor awards for Marines who defended Abbey Gate during the 2021 Kabul suicide bombing.

Marine Corps veteran Tyler Vandenberg is running for Congress in California. But before his current campaign, he won multiple games on "Jeopardy!" (Jeopardy!/Sony Pictures Television)

A Marine Veteran & 'Jeopardy!' Champion is Running for Congress. Here's Why

"I was drawn to serve because I felt like I wanted to do my part in the way things work in the world," Tyler Vandenberg told...

Coast Guard News

An HC-130 Hercules airplane crew offloads supplies in Saipan.

Coast Guard Searches for 6 People After Losing Contact with Boat Following Typhoon Sinlaku

A Coast Guard HC-130 Hercules aircraft was launched to search for the six people on board, but it had to return to Guam...

A USCGC Seneca (WMEC 906) crew member wraps bails of illicit narcotics during a drug offload at Port Everglades in Fort Lauderdale, Florida, Feb.13, 2026. (U.S. Coast Guard photo by Petty Officer 3rd Class Moriah Cannion)

Coast Guard Seized Enough Cocaine in Eastern Pacific to Kill 1.4M Americans

The Coast Guard has seized more than 215,000 pounds of cocaine since August 2025 as part of Operation Pacific Viper.