Kate Horrell

Kate Horrell is an accredited financial counselor® and personal financial educator who helps the military community make the most of their pay and benefits. With more than 10 years working with thousands of military families, she understands the concerns of currently serving, retired and veteran families.

Kate has a bachelor’s degree in history from the University of Maryland, volunteers with the Navy-Marine Corps Relief Society and is a member of the Military Officers Association of America, or MOAA, currently serving spouses advisory board. She has been married to a sailor for 27 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S.

Latest Articles

Five stacks of coins increase in height. A hand holds a magnifying glass in front of the tallest stack.

VA Beneficiaries: Here's How to Get Free Financial Counseling

Department of Veterans Affairs beneficiaries now have access to free financial coaching through the Veterans Benefits Banking...

Two sets of hands hold a pen and a calculator respectively, implying that the people attached to the hands are looking over financial paperwork.

How a FINRA Fellowship Can Help Military Spouses Become Accredited Financial Counselors

Applications for the 2024 fellowships are open through April 15. A webinar explaining the program is scheduled for March 28.

BAH Rate Protection Rules

How to Make Sure Your Kids Don't Overpay for College

High school seniors are enrolling in college. What questions does a parent need answered?

A diamond-shaped yellow warning sign appears against a blue sky with wispy white clouds.

Florida Residents Living Out of State Need to Check Driver's License, Registration Status

Military families are running into roadblocks and getting bad information when trying to resolve insurance-related...

What to Do with Your Pay Raise

Since your paycheck is changing, you should make changes to your budget.

It’s Time to Check Emergency Contacts and Beneficiary Designations

An annual checkup for your information is a quick and easy way to prevent future hassles.

6 Steps You Can Take to Make It Through a Financial Crisis

Is it time to sell everything on eBay to earn cash?

ABF1 Cedric Mathis (left), assigned to NAVSUP FLC Yokosuka Fuels Department, and his wife, ABF1 Aleesha Mathis (right) of USS Ronald Reagan (CVN-76), take an oath of enlistment during a reenlistment ceremony in Japan.

Military Continuation Pay: The Mid-Career Bonus You Don't Want to Miss Out On

Unfortunately, some military service members miss out on their mid-career continuation pay bonus, because they don't know the...

The words "state taxes" appear on a red, white, and blue, shield-shaped sign that imitates an interstate sign, against a blue sky and wispy white clouds.

Which State Will You Choose? New 2023 Tax Filing Option for Military Families

Which state have you decided on for your 2023 state income taxes? As a military service member or spouse, your options may...

Understanding the Newest FICO Score

The method for calculating credit scores will change by the end of this year. We explain how it may affect you.

RAPIDS Appointment Scheduler for IDs

The RAPIDS Appointment scheduling website has a robust search function, allowing you to search by state, zip code, place name...

Marines shop for uniforms at the Naval Air Station Pensacola, Florida, Corry Station Navy-Marine Corps Relief Society Thrift Shop, Jan. 23, 2024. (Garrett Dipuma/Navy)

How to Save Money on Military Uniforms While Still Meeting Standards

Take a look at these alternatives to save money on military uniforms while still meeting uniform standards.

Two airmen carry a heavy dog crate between them.

The Military's New Pet Transportation Policy: What It Means to You

Military service members will be reimbursed for some of the costs of moving one dog or cat when moving on permanent change of...

Wood blocks printed with numbers arranged to spell 2024 sit atop ascending stacks of quarters while a hand places another block in the image featuring an arrow hitting a bullseye

5 Ways to Prep Your Military Finances for 2024

Annual increases in pays and allowances give military service members the opportunity to do a financial reset every year...

Military News

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Most Popular Military News

U.S. Army Col. Christopher J. Kirkpatrick receives the Joint Multinational Readiness Center colors from Brig. Gen. Steven P. Carpenter during a Change of Command Ceremony near Hohenfels, Germany.

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The Coast Guard medically evacuated a 66-year-old woman from a cruise ship

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Latest Military Videos

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Investigations and Features

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

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A patch in the home of retired missileer Paul Hunke

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Army News

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Navy News

Tom Cruise poses with the Navy Distinguished Public Service Award

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Cruise was presented with the Distinguished Public Service Award, which rewards civilians for acts of heroism or support to...

Navy Drops Disciplinary Efforts Against 2 Navy Officers After Death of SEAL Candidate Kyle Mullen

Vice Adm. Rick Cheeseman decided to stop the boards of inquiry for Capt. Brad Geary, the commander of the Navy SEAL training...

Air Force News

Graduation at the Air Force Academy, Colorado

The Air Force's Faltering Effort to Get More Diversity Among Officers May Be Out of Time

The diversity targets set in 2022 marked the first time in nearly a decade that the service had amended the benchmarks for...

Air National Guard Senior Airman Tyler Winterton, crew chief with the 168th Wing, Eielson Air Force Base, Alaska, prepares a KC-135 Stratotanker prior to mission.

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Space Force News

The U.S. Army’s Rapid Capabilities and Critical Technologies Office, in collaboration with the U.S. Navy Strategic Systems Programs, launched a conventional hypersonic missile from Cape Canaveral Space Force Station.

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(Photo by Airman 1st Class Shelby Kay-Fantozzi)

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Marine Corps News

U.S. Marine Corps Col. Henry Dolberry Jr. receives a gift after a change of command ceremony on Marine Corps Air Station Futenma, Okinawa, Japan.

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Air Force KC-135 Stratotanker takes off from the Kadena Air Base airfield on Okinawa.

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Coast Guard News

The crew aboard the U.S. Coast Guard Cutter Kimball’s 35-foot, long-range interceptor small boat prepares to conduct a joint search-and-rescue exercise in Kagoshima Bay, Japan, with a Japan Coast Guard AgustaWestland AW139 helicopter aircrew.

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Coast Guard Cadets march in formation during sea trials at the Academy

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