Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

In a photo illustration, a blurry white house is in the background, while in the foreground, a red stick declaring "scam!" obscures the house's for-sale sign.

Why Military Homeowners May Be at Greater Risk of Title Fraud

Title fraud is still relatively rare, but the military lifestyle makes service members more vulnerable than their civilian...

Family loading moving van for PCS military transfer

Can You Make Money Off a DITY Move?

Should you believe those folks who claim they made bank on a PCS move?

Six men and women, most in uniform, stand in a row in front of an American flag draped as a backdrop.

4 Things 'Gray Area' Reservists Need to Do When They Turn 60

Finally receiving that hard-earned military retirement pay at age 60 is a big deal, and you definitely want to get that...

PCS Efficiency: How to Set Up Your New Home so It Costs Less to Run

Decisions you make when you move into your new home will affect the ongoing costs of running it.

What You Need to Know About Virginians' Fight to Restore Benefits for Families of Vets

Veterans' families are geared up for Friday's special session of the Virginia General Assembly to review the massive changes...

Three apartment towers arranged around a central drive

Get Your PCS Priorities in Order with This House-Hunting Checklist

When it's time to PCS, military service members who identify their priorities before they start house hunting can save time...

Facing away from the camera, male veterans stand amid folding chairs while wearing vests embroidered with military affiliations.

VA Benefits Likely Won't Cover All of a Veteran's Funeral Costs

A veteran's surviving family members may be caught off guard if they expect the VA to cover all the costs of a funeral or...

A hand places the fourth colored 'slice' into a pie-chart type of pie on a wood surface.

Pieces of a Pie: How to Start Saving for Retirement Right Now

Your retirement income will likely come from a variety of sources. Imagining retirement income as pie pieces can make the...

Five stacks of coins increase in height. A hand holds a magnifying glass in front of the tallest stack.

VA Beneficiaries: Here's How to Get Free Financial Counseling

Department of Veterans Affairs beneficiaries now have access to free financial coaching through the Veterans Benefits Banking...

Two sets of hands hold a pen and a calculator respectively, implying that the people attached to the hands are looking over financial paperwork.

How a FINRA Fellowship Can Help Military Spouses Become Accredited Financial Counselors

Applications for the 2024 fellowships are open through April 15. A webinar explaining the program is scheduled for March 28.

BAH Rate Protection Rules

How to Make Sure Your Kids Don't Overpay for College

High school seniors are enrolling in college. What questions does a parent need answered?

A diamond-shaped yellow warning sign appears against a blue sky with wispy white clouds.

Florida Residents Living Out of State Need to Check Driver's License, Registration Status

Military families are running into roadblocks and getting bad information when trying to resolve insurance-related...

What to Do with Your Pay Raise

Since your paycheck is changing, you should make changes to your budget.

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Most Popular Military News

Sen. Tommy Tuberville attends a confirmation hearing

Military Moves, School Enrollment and Spouse Employment Were Upended by Tuberville Promotions Blockade

For the bulk of 2023, Tuberville placed the hold on all nominations for general and flag officers, which must be approved by...

Jesse Olsen died Oct. 24, 2024, in a hotel in Fukoaka, Japan.

Navy Officer Charged with Murdering Wife Last Year in Japan Hotel

The family of Jesse Olsen said the Navy has provided little support since notifying Olsen's parents of the news.

Medical technician prepares to draw blood from a sailor

Pentagon Will Use Health Screenings, Commanders to Ferret Out Trans Troops for Separations

Despite the unresolved legal challenge, defense officials now say that they plan to utilize the military's regular health...

Retired Marine Master Sgt. David Crosby and his family

'They Don't Care About My Kids': Marine Families Take Military to Court After Child Abuse at Yuma Day Care

In November, the families filed a federal tort claim, which allows individuals to litigate against the government. The filing...

Illustration by Hrisanthi Pickett of The War Horse

One Trillion Dollars?! Nine Charts to Help Demystify the Pentagon's Budget

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Theo Von Riffs on Drugs, Disabilities and Homosexuality Before Trump Speaks at US Base in Qatar

When President Donald Trump addressed U_S_ and Qatari troops at a military base in Qatar, he assured the rank and file “we...

Latest Military Videos

Master Class: Translation Lab: How To Translate Your Military Experience for a Civilian Audience

In our 60-minute Translation Lab, we will examine your job title and bullet points and translate your experience LIVE...

Master Class: Interview Genius: Strategies for Veterans to Excel When Everything Is an Interview

This engaging course is specifically designed for veterans like you, giving you all the tips and tricks to turn...

Russia Marks 80 Years Since Defeat of Nazi Germany With Massive Parade - AP Explains

Russia marked the 80th anniversary of the defeat of Nazi Germany in World War II with a massive military...

Village in Pakistani-Controlled Kashmir Assesses Damage After Shelling From India

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Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Deportation officer with Enforcement and Removal Operations

DHS Asks for 20,000 National Guard Troops for Immigration Roundups, Pentagon Reviewing Request

DHS asked for the troops to help carry out President Donald Trump's “mandate from the American people to arrest and deport...

A U.S. Army Stryker oversees the southern border

Judge Throws Out Cases of Migrants Charged with Crossing Military Zone at Border

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Navy News

Navy Officer Charged with Murdering Wife Last Year in Japan Hotel

The family of Jesse Olsen said the Navy has provided little support since notifying Olsen's parents of the news.

Coal Shed Brewery on Mare Island in Vallejo, Calif.

Navy Subs, Nuclear Secrets and Beer: The Riveting History of Bay Area’s Mare Island

Mare Island supported the Navy during both world wars and helped spy efforts during the Cold War by using nuclear submarines...

Air Force News

Air Force pararescueman conducts hoist operations from a MV- 22B Osprey

Airmen Given Just Days to Reenlist to Claim Bonus for High-Skill Jobs

The selective retention bonus, or SRB, for fiscal 2025 will end Tuesday, a statement from the service said, citing "high...

Then Air Force Vice Chief of Staff Gen. James Slife

Claims a Fired Air Force General Was Sentenced to Death Have Spread Online. They're Not True.

Social media accounts have falsely been spreading a claim that a former top official in the Air Force who was fired by...

Space Force News

House Committee on Appropriations Subcommittee on Defense oversight hearing

Space Force, Governors at Odds over Plans to Pull Talent from National Guard Units

Space missions are some of the most lucrative across the military and private sector and the states that lose space mission...

Dr. Troy E. Meink appears before the Senate Armed Services Committee

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Marine Corps News

'They Don't Care About My Kids': Marine Families Take Military to Court After Child Abuse at Yuma Day Care

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The Gundam 22 dedicated cenotaph memorial in Japan

Osprey Safety Investigation Stalls in Congress, Angering Gold Star Families

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Coast Guard News

Homeland Security Looks to Buy New $50M Jet for Kristi Noem and Coast Guard Officials

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Suspected smuggling panga that overturned in the surf in Del Mar

Congressman Asks for Surveillance Towers Along San Diego Coast to Prevent Maritime Smuggling

The move comes a week after three people died when a panga with 18 people aboard capsized off the coast of Del Mar. A 10-year...