Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

How to Keep Your Finances in Check All Year Long

By reviewing your finances throughout the year, you can catch problems early, adjust your plans and make sure you're always...

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

a printed sheet of paper labeled "debt forgiveness" is pictured on a desk

Ask Lacey: Are Ads for 'Veteran Credit Forgiveness' Legit?

Most of these ads are not what they seem, and you're right to question them.

The front of a medical building appears with the sign "Clinical Annex."

Ask Lacey: Should I Stay Signed Up for Medicare Part B?

For military retirees and their eligible family members, Tricare for Life works hand in hand with Medicare.

A miniature shopping cart on a wood tabletop contains regular-sized school supplies.

Back-to-School Budgeting Plan for Military Families

Back-to-school season is a fresh start for kids and families, a time to reconnect with friends or make new ones and the...

What to Do When a Military Spouse Loses Income

When you’re depending on that paycheck to cover essentials like rent, car payments or groceries, losing it can turn your...

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

A moving truck is unloaded as a family moves into their new home.

How to Navigate Finances During a Permanent Change of Station

A PCS comes with many unknowns. Those uncertainties can cause stress, especially when it comes to your money.

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

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Most Popular Military News

Command Sgt. Maj. John Brown, senior enlisted advisor of the 38th Air Defense Artillery Brigade, provides a rousing speech to the Soldiers of Bravo Battery before departing on a deployment to the United States Central Command area of responsibility on August 19, 2024 at Kadena Air Force Base, Japan. (U.S. Army photos by Capt. Frank Spatt)

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Last year's defense bill passed by Congress paved the way for the new automatic registration process.

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Marine Corps veteran Al Duran. (Facebook)

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A federal class-action lawsuit accuses a company, Trajector, of taking advantage of disabled veterans and their spouses. (Adobe)

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Latest Military Videos

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Ukrainian farming tycoon helps turn tiny volunteer unit into fearsome fighting corps.

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Powerful winds from Super Typhoon Sinlaku continue to impact US islands in the Pacific.

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House approves aviation safety bill based on deadly midair collision near Washington.

Investigations and Features

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Army News

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House Approves Aviation Safety Bill Based on Deadly Midair Collision near Washington

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Navy News

U.S. Central Command (CENTCOM) forces began setting conditions for clearing mines in the Strait of Hormuz, April 11, as two U.S. Navy guided-missile destroyers conducted operations. (U.S. Central Command Photo)

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Air Force News

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The Greater Philadelphia Chapter of the Tuskegee Airmen board member James Thompson honors the legacy of the Tuskegee Airmen in Philadelphia, Penn., on March 28. (The Greater Philadelphia Chapter of the Tuskegee Airmen)

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“It’s something that we need to make sure the rest of the world knows about,” a Tuskegee Airmen supporter told Military.com...

Space Force News

Robbie Robertson, Sedaro CEO and co-founder, presents a live demo to USSF leadership Thursday, Dec. 11, 2025, at Spacepower Conference in Orlando, FL. (Photo courtesy of SFA)

National Spacepower Center: Advancing US and Allied Spacepower

The Space Force Association launched the National Spacepower Center in Dec. 2025 to connect government, academia and industry...

This year's USO 2026 "Service Members of the Year." (USO)

'Exceptional Courage': USO Announces its 2026 Service Members of the Year

This year's crop of USO honorees saved motorcycle crash victims, rescued bodies underwater, saved civilians from a building...

Marine Corps News

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The 2026 International Sniper Competition ends with an Awards Ceremony April 10, 2026 in McGinnis-Wickam Hall on Fort Benning, Georgia. Staff. Sgt. Tyler Johnson and Sgt. Spencer Harrell, representing the United States Marine Corps, won the championship trophy. (U.S. Army photo by Daniel Marble)

Marine Corps Team Takes Army's Top Sniper Title for First Time Since 2009

Staff Sgt. Tyler Johnson and Sgt. Spencer Harrell won the International Sniper Competition at Fort Benning, only the second...

Coast Guard News

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Coast Guard Cutter Midgett (WMSL 757) prepares to Moore at their homeport Honolulu, Hawaii Oct. 3, 2025. (U.S. Coast Guard photo by Petty Officer 3rd Class Jennifer Nilson)

Coast Guard Cutter Finds, Retrieves Family Missing for 7 Days in Micronesia

The rescue mission was one not "routine" to the Coast Guard and cutter crew that succeeded.

Lacey Langford

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