Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

a printed sheet of paper labeled "debt forgiveness" is pictured on a desk

Ask Lacey: Are Ads for 'Veteran Credit Forgiveness' Legit?

Most of these ads are not what they seem, and you're right to question them.

The front of a medical building appears with the sign "Clinical Annex."

Ask Lacey: Should I Stay Signed Up for Medicare Part B?

For military retirees and their eligible family members, Tricare for Life works hand in hand with Medicare.

A miniature shopping cart on a wood tabletop contains regular-sized school supplies.

Back-to-School Budgeting Plan for Military Families

Back-to-school season is a fresh start for kids and families, a time to reconnect with friends or make new ones and the...

What to Do When a Military Spouse Loses Income

When you’re depending on that paycheck to cover essentials like rent, car payments or groceries, losing it can turn your...

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

A moving truck is unloaded as a family moves into their new home.

How to Navigate Finances During a Permanent Change of Station

A PCS comes with many unknowns. Those uncertainties can cause stress, especially when it comes to your money.

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

Ask Lacey: How Service Members Can Stick to a Financial Budget

Military-life curveballs such as mobilizations, an unplanned permanent change of station or unexpected moving costs make...

How to Keep Your Finances in Check All Year Long

By reviewing your finances throughout the year, you can catch problems early, adjust your plans and make sure you're always...

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Most Popular Military News

Army Staff Sgt. Michael Ollis serving in Afghanistan. (I Have Your Back/Facebook)

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Advocates pushed for years for Michael Ollis to receive the nation's highest honor. On Tuesday, their dream became a reality.

The West Pittston United Methodist Church, where hundreds of residents and veterans gathered to honor U.S. Navy veteran Jeffrey Kalnas, who died without immediate family, ensuring he was not buried alone. (Facebook)

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James Anderson, Jr., USMC, Posthumous Medal of Honor Recipient. (Wikimedia Commons)

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Latest Military Videos

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Investigations and Features

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Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

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Army News

Fort Leonard Wood Missouri Army Spc. Wooster Rancy sentenced to life in prison in the murder of Sgt. Sarah Roque in 2024.

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Navy News

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Trump Turns to US Military Leaders for Diplomatic Efforts on Iran and Ukraine

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Air Force News

Recruits in swim masks line up in the water to start a timed test.

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Air and Marine Operations pilots with U.S. Customs and Border Protection conduct security flights in AS350 A-Star and UH-60 Black Hawk helicopters over Levi’s Stadium in Santa Clara, Calif. in support of Super Bowl LIX, on February 3, 2026. (CBP Photo by Jeff Underwood)

Guarding the Skies: NORAD Defends Airspace Before, During & After Super Bowl

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Space Force News

POLARIS at NATO Exercise REPMUS 25 in October 2025. POLARIS is a small, gimballed free space optical communication solution for naval vessels and unmanned surface vessels. (Photo source: NATO DIANA, courtesy of Astrolight)

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Marine Corps News

Lieutenant General Karsten "Hazel" Heckl leads the Combat Development and Integration and Marine Corps Warfighting Lab Marines and sailors on a farewell run, Aug. 8, 2024, aboard Marine Corps Base Quantico, Virginia. (Matthew Krogull)

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Coast Guard News

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Operation Pacific Viper, which began in August, is getting rave reviews from federal officials.

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