Ryan Guina

Ryan Guina is a military veteran, writer and small business owner. He currently serves in the Air National Guard.

Ryan served on active duty in the US Air Force for six and a half years and completed five deployments. He worked as a civilian contractor on US Air Force logistics systems for several years after leaving active duty. He joined the Air National Guard after being out of the military for over eight years.

During his transition from active duty, he started two websites, TheMilitaryWallet.com and CashMoneyLife.com. He continues to operate these websites to help people take advantage of their military benefits and to make better financial decisions.

Ryan's writing has been featured in Military.com, Forbes.com, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine, USAA, and many other publications.

Latest Articles

6 Financial Takeaways from the Coronavirus Outbreak

You may have emergency supplies on hand, but what about emergency money?

Some Veterans May Need to Take This Extra Step to Get Their Stimulus Check

Make sure your economic stimulus check isn't delayed.

Trying to Time the Stock Market Is a Bad Idea. Here Is a Better Way to Invest

Even "experts" have problems trying to time the market.

Elizabeth Ross checks her kennel at the Military Working Dog Center at Joint Base San Antonio-Lackland, Texas, Sept. 25, 2020.

Veterans Who Join the Civil Service Are Eligible for Valuable Service Credits

Each year of military service you buy back as a military service credit counts as a year toward your pension.

Navy veteran Joseph Dyer is a forensic investigator with the Department of Homeland Security. (Photo courtesy of DHS)

5 Benefits of Serving in the Civil Service After Your Military Career

Your military service can give you great benefits as a federal employee.

compass with the needle pointing towards word "insurance"

Is Your Family Protected from a Loss of Income?

What exactly are life insurance and disability insurance?

Year-End Tax Moves: 6 Ways to Save on Taxes Before Dec. 31

Take advantage of tax savings while you can.

Tips for Preparing Your 2020 Taxes

TIme to start getting all your paperwork ready for the annual task. Here's what you'll need.

Stylized words reading Individual Retirement Account

How Military Members Can Max Out Their IRAs Each Year

A bit of planning can make it easy to save the maximum amount allowed by law

Mortgage Rates Are Still Near Record Lows. Is Now a Good Time to Refinance?

There are many things to consider when refinancing your home.

Computer keyboard with "insurance" written on a key

Shopping for Insurance Quotes Could Save You Hundreds of Dollars Annually

It's a good idea to review all of your policies every year.

Cash Flow Problems? The IRS Just Changed Retirement Account Distribution -- Again

Thanks to the change, more people are eligible to take early withdrawals and loans from their retirement accounts -- if they...

4 Ways to Find More Money to Save for Retirement

How can you fund retirement while meeting your daily need for cash?

Command Master Chief Brian McDonough (left) promotes Culinary Specialist 2nd Class Matthew Ndambuki to petty officer first class during a meritorious advancement program (MAP) promotion ceremony at U.S. Naval Forces Central Command (NAVCENT), July 12, 2018. (U.S. Navy photo/Bryan Neal Blair)

Will the COVID-19 Emergency Impact Your Promotion and Career Opportunities?

COVID-19 could have another trick up its sleeve. It may impact your career in ways that are only now coming to light.

Michigan Army National Guard soldiers distribute over 20,000 pounds of food in west Michigan.

Guard and Reserve Members Face Dual Struggles Due to Coronavirus Response

Activated members need better access to benefits, while others can't rack up necessary training requirements.

Military News

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Most Popular Military News

Handcuffs rest on a table inside the security forces building during a training exercise

Tennessee Man Shot Dead After Flipping Middle Finger at War Memorial

Albert Sturgill Jr., 63, was confronted by a group while gesturing at the flag and monuments at Cumberland County Veterans...

U.S. soldiers with the West Virginia National Guard conduct a routine patrol at the Stadium-Armory Metro Station in Washington, D.C.

Chicago Braces for Potential National Guard Deployment Amid Trump Threats

Illinois politicians are sounding an alarm and bracing for possible National Guard deployments to Chicago amid President...

After Sept. 11, 2001, this is what the NEADS operation floor looked like. Above the Q-93 (the large green radar scope) is the NORAD contingency suite that was installed immediately after 9/11 to provide radar data of the entire country. Photo courtesy of Master Sgt. Stacia Rountree, Eastern Air Defense Sector

9/11 Air Defense Stories You Might Not Know

As hijacked planes turned into weapons on September 11, 2001, inside a quiet Air National Guard facility in upstate New York...

California National Guard stand guard as protesters gather during the No Kings protests in Los Angeles.

Is Trump's Troop Buildup in US Cities a Declaration of War — or Something Else?

As President Donald Trump goads Democratic-led cities, Americans are grappling with a fundamental question of American...

Rep. Ronny Jackson during the 2024 Republican National Convention

Navy Demotion Reversed for GOP Congressman Who Government Watchdog Found Abused Subordinates

Jackson was quietly demoted to captain in 2022, three years after his retirement from the Navy, following an inspector...

Soldier Dies on Fort Leonard Wood Rifle Range

The Army identified the 18-year-old on Monday but has not provided details into the circumstances of his death.

Latest Military Videos

Wide Push-Ups

Military.com fitness writer Stew Smith demonstrates the proper form for a wide push-up. (Sept. 17) Military.com

V Ups

Military.com fitness writer Stew Smith demonstrates the proper form for a V up. (Sept. 17) Military.com

Pulldown

Military.com fitness writer Stew Smith demonstrates the proper form for a pulldown. (Sept. 17) Military.com

Wood Chopper Squats

Military.com fitness writer Stew Smith demonstrates the proper form for a wood chopper squat. (Sept. 17) Military.com

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

U.S. Army Officer Speaking Before a Panel

When "Unsubstantiated" Starts to Mean "False": The Army's New Complaint Policy

In July 2025 the U.S. Army announced changes to its investigative procedures that sounds simple on the surface. According to...

The MK-22 precision sniper rifle sights view a target on the range at Joint Base McGuire-Dix-Lakehurst, New Jersey.

8 Legendary US Military Snipers

The most notable snipers in U.S. military history aren’t just legends – they include real soldiers, sailors and Marines who...

Navy News

8 Legendary US Military Snipers

The most notable snipers in U.S. military history aren’t just legends – they include real soldiers, sailors and Marines who...

U.S. Navy SEAL candidates from Basic Underwater Demolition/SEAL (BUD/S) class 286 participate in a training exercise at Naval Base Coronado in Coronado, Calif.

Navy SEAL Timeline: From Acceptance to Training

Since its inception in 2014, SEAL Officer Assessment and Selection (SOAS) has served as an important step in screening...

Air Force News

Senate Democrat Tries to Formally Condemn Funeral Honors for Ashli Babbitt

Sen. Ruben Gallego, D-Ariz., went to the Senate floor to request what’s known as “unanimous consent” to pass a resolution...

Pilots of military training planes prepare for future competition

Air Race Championship Takes Flight in New Mexico's Roswell

The National Championship Air Races are kicking off in New Mexico for the first time in the competition's 60-year history.

Space Force News

Col. Edward Segura, director of manpower, personnel and services, Air Force Reserve Command, speaks

Space Force Opens Applications for Air Force Reservists to Sign Up for Part-Time Service

Applications have opened for certain Air Force reservists to join the Space Force under its new one-of-a-kind, part-time...

Huntsville Mayor Tommy Battle discusses the decision to relocate U.S. Space Command headquarters to Redstone Arsenal

US Space Command Can Be Running in Huntsville Before Trump Leaves Office, Official Says

U.S. Space Command headquarters can be fully operational before President Donald Trump leaves office, a Redstone Arsenal...

Marine Corps News

8 Legendary US Military Snipers

The most notable snipers in U.S. military history aren’t just legends – they include real soldiers, sailors and Marines who...

Marines want to close the airspace over this public, recreational off-road land for 60 days out of the year on September 11, 2025 in Johnson Valley, California.(Gina Ferazzi / Los Angeles Times)

Pentagon Plan Pits US Marines Against California Off-Roaders and Civilian Pilots

The U.S. Marine Corps tried once to occupy this remote stretch of California desert beloved by off-roaders — but officials...

Coast Guard News

A fueling crew from Coast Guard Cutter Midgett (WMSL 757) fuels an MH-65 Dolphin helicopter from Air Station Barbers Point on the flight deck of the Midgett off Oahu.

Coast Guard Awards $69M Contract for New Hangars

The U.S. Coast Guard has awarded a nearly $69 million contract to design and build new hangars and “associated facilities” at...

Adm. Samuel J. Paparo, commander of U.S. Indo-Pacific Command, delivers keynote remarks at the 36th annual international Military Law and Operations strategic engagement to leaders from more than 30 nations during a 4-day discussion in Honolulu.

Military Conference in Hawaii Tackles International Law

At U.S. Indo-Pacific Command’s annual International Military Law and Operations Conference, the military’s top officer in the...

Ryan Guina

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