Tricare Select is a fee-for-service insurance plan that lets you see any doctor. If you visit a network doctor you normally will only have to pay a small copay when you visit. This plan is available to family members, veterans, and retirees. It is available worldwide.
If you visit a non-network doctor you may have to pay all charges up-front and file a claim with Tricare for reimbursement.
Tricare Groups
Tricare has two groups of members: Group A consists of those who entered the service before Jan. 1, 2018 and Group B is those who entered after that date.
Enrollment Fee
For active duty members and their family members there is no enrollment fee.
For family members of retirees in Group A the enrollment fee is $171.96 annually for an individual and $345 for a family in 2023.
For family members of veterans/retirees in Group B there is a $547.92 individual or $1,095.96 family enrollment fee each year.
Retirees must pay their enrollment fee via allotment from their retired pay.
Deductible
The annual deductible amount is what you pay out-of-pocket before Tricare makes any payments. The deductible amounts are:
Group A:
- Active duty family members - sponsor rank E-4 and below:
- $50 Individual
- $100/Family
- Active duty family members - sponsor rank E-5 and above:
- $150 Individual
- $300 Family
- Retirees:
- $150 Individual
- $300 Family
Group B:
- Active duty family members - sponsor rank E-4 and below:
- $60 Individual
- $121 Family
- Active duty family members - sponsor rank E-5 and above:
- $182 Individual
- $365 Family
- Group A Retirees:
- $150 Individual
- $300 Family
- Group B Retirees:
- $182 Individual
- $365 Family
Catastrophic Cap
The catastrophic cap is the maximum out-of-pocket amount you have to pay for Tricare covered services. This amount resets every year. The current catastrophic cap amounts are:
- Active Duty Group A: $1,000
- Active Duty Group B: $1,217
- Retired Group A: $4,028
- Retired Group B: $4,262
Copay Amounts
A copay is what you are usually required to pay when you visit a doctor, the hospital, or receive any healthcare service. These amounts are for in-network care.
Service |
Group A |
Group B |
Primary Care |
Active Duty Family: $25 Retirees: $34 |
Active Duty Family: $18 Retirees: $30 |
Specialist |
Active Duty Family: $37 Retirees: $49 |
Active Duty Family: $30 Retirees: $48 |
Ambulance |
Active Duty Family: $75 Retirees: $100 |
Active Duty Family: $18 Retirees: $73 |
Emergency Room |
Active Duty Family: $103 Retirees: $138 |
Active Duty Family: $84 Retirees: $97 |
Hospital |
Active Duty Family: $21.30/day Retirees: $250/day |
Active Duty Family: $30/day Retirees: $213/day |
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