Traumatic Injury Protection

stethoscope and Health Insurance Policy,

Servicemembers' Group Life Insurance Traumatic Injury Protection (TSGLI) provides short-term financial assistance to severely injured service members and veterans to assist them in their recovery from traumatic injuries. The following is a summary of Traumatic Injury Protection:

TSGLI Eligibility

If you are insured under full-time SGLI, you are automatically covered by TSGLI. TSGLI coverage applies to active duty members, reservists, National Guard members, funeral honors duty and one-day muster duty.

To be eligible for payment of TSGLI, you must meet all of the following requirements:

  • You must be insured by SGLI when the injury occurs
  • Your injury must cause a loss that is covered by the policy
  • You must have suffered the traumatic injury while in the service
  • You must suffer a scheduled loss within 2 years (730 days) of the traumatic injury
  • You must survive for a period of not less than seven full days from the date of the traumatic injury

TSGLI Coverage

All SGLI participants are insured for traumatic injury protection of up to $100,000. 

TSGLI vs. Disability Compensation

TSGLI is not disability compensation and has no effect on entitlement disability benefits from the VA or DOD.

TSGLI is insurance that provides money for a loss due to a specific traumatic event while disability compensation is intended to provide ongoing financial support to make up for the loss in income-earning potential due to service-connected injuries

More Information

For more information, see the VA's TSGLI Page.

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