Jim Absher is a benefits columnist for Military.com.
Military families and retirees will be paying more for Tricare in 2022, but thankfully the price increase is relatively small.
Next year's fees were announced on Tricare's website on Nov. 5. Many using Tricare Prime and Tricare Select will see slight increases in their enrollment fees and deductibles, as well as increases in copayments for some medical services in the coming year.
Many of the Tricare cost changes depend on which "Tricare group" a military member is in. A member's Tricare group is determined by when they first entered the military. Group A consists of those who entered service before Jan. 1, 2018, while Group B covers those who entered after that date.
Group A retirees enrolled in Tricare Select will see their annual family plan enrollment fee increase from $300 to $317, and the single coverage enrollment fee change from $150 to $158.
Group A retirees using Tricare Prime will see the enrollment fees for a family plan increase from $606 to $647, while the single plan will go from $303 to $323 annually.
Retirees in Tricare Group B will see larger increases.
Deductibles will also be increasing in 2022. A deductible is the amount those using Tricare Select must pay out-of-pocket before Tricare makes any payments.
A military member with the rank of E-4 in Group B will see their family deductible increase from $105 to $112, while sponsors E-5 and above in Group B will see the family deductible rise from $313 to $336.
Group A active-duty family members and retirees will see no changes to the deductible amount.
Most copayments also will go up slightly in the upcoming year. Tricare Select users with a family in Group A will see the cost of a primary care visit increase by $2, going from $22 to $24. The primary care copay for Group B family members will rise from $15 to $16.
Retirees using Tricare Select will see a primary care visit go from $22 to $24, while those using Tricare Prime will pay $22 next year, up from the current $21.
The catastrophic cap is your maximum out-of-pocket cost for all health care provided each year; it limits your liability if a member of your family has a serious illness or injury. Once you have paid this much in copayments or pharmacy charges during the year, the rest will be paid in full by Tricare.
This cap will also increase in 2022.
Group A retirees using Tricare Select will see it increase from $3,500 to $3,706.
While the cap for active-duty members in Group A who have Tricare Prime will remain the same at $3,000 annually, those in Group B will see it increase from $3,703 to $3,921. Tricare Select enrollees will see similar increases.
For more details, including a breakdown of all the new enrollment fees and copayments, check out our detailed Tricare pages.