Ryan Guina

Ryan Guina is a military veteran, writer and small business owner. He currently serves in the Air National Guard.

Ryan served on active duty in the US Air Force for six and a half years and completed five deployments. He worked as a civilian contractor on US Air Force logistics systems for several years after leaving active duty. He joined the Air National Guard after being out of the military for over eight years.

During his transition from active duty, he started two websites, TheMilitaryWallet.com and CashMoneyLife.com. He continues to operate these websites to help people take advantage of their military benefits and to make better financial decisions.

Ryan's writing has been featured in Military.com, Forbes.com, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine, USAA, and many other publications.

Latest Articles

Why Aren't There Military Retiree Pay Scales?

Have you ever wondered why there are no pay charts for military retirees?

Didn't Retire from Active Duty? You Can Still Use Your Service Toward a Pension

The good news is that your active duty military service puts you in a better position to earn a pension, even if you count...

Having a VA Disability Rating Doesn't Prevent You from Serving in the Military

In some cases, it is possible to serve in the military with a VA disability rating.

Five Steps to Stop Living Paycheck to Paycheck

Living from paycheck to paycheck? The sooner you break free from the cycle, the sooner you can move toward financial security...

Why January Is the Month to Put a Fraud Alert on Your Credit Report

Your credit report includes very important documentation of your credit history, which is used by lenders to assess risk.

5 Military Transition Money Problems and How to Solve Them

Finding the help and resources you need to plan for your financial transition from the military is critical.

Military News

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Most Popular Military News

Pvt. Paul Douglas, age 50, performs a rifle inspection with his drill instructor aboard Marine Corps Recruit Depot S.C., 1942. Douglas, at age 50 was the oldest recruit in the history of Parris Island, and went on to become a purple heart recipient and Chicago senator (DVIDS).

At 50, He Survived Marine Boot Camp — Then Fought at Peleliu and Okinawa

When 50-year-old Paul Douglas showed up at Marine Corps boot camp in 1942, the white-haired economics professor looked more...

Trump Administration Threatens No Back Pay for Federal Workers in Shutdown

President Donald Trump’s administration is warning of no guaranteed back pay for federal workers during a shutdown.

(Staff Sgt. Nancy Spicer/29th Mobile Public Affairs Detachment)

Teen Cadet Says He Was Beaten, Concussed at Camp at Aberdeen Proving Ground

In early August 2022, 17-year-old Nathanael Royal called his parents and begged them to bring him home before he got attacked...

Battle of Franklin. November 30, 1864 (Library of Congress).

The Civil War Battle Where a West Point Professor Defeated His Confederate Student

The Civil War ripped apart nearly every bond Americans shared — classmates, friends, even family members found themselves on...

Army Vet Sentenced to Year In Prison For $80,000 Fraud, Stolen Valor

Sharon Toney-Finch, 43, was indicted in April 2024 on four charges: wire fraud, stolen valor, theft of government funds, and...

Vietnam veterans of Bravo Company, 2nd Battalion, 8th Infantry Regiment, 4th Infantry Division, stand with Army Maj. Gen. John W. Weidner, chief of staff for U.S. Strategic Command, Col. Robert Newbauer, commander of the Army Corps of Engineers Omaha District, American Legion Post 1 Commander Lennie Roth and others after a ceremony Sept. 18 at American Legion Post 1 in Omaha, Nebraska. Fourteen veterans of Bravo Company were honored for acts of valor and meritorious service in Vietnam more than 50 years ago. (U.S. Army Corps of Engineers photo by Delanie Stafford)

Bravo Company Vietnam Veterans Honored with Long-Overdue Bronze Stars

While it took more than five decades, 14 veterans of Bravo Company, 2nd Battalion, 8th Infantry, 4th Infantry Division, were...

Latest Military Videos

Amy McGrath Interview Part 1

Amy McGrath Interview Part 1

Amy McGrath Interview Part 2

Amy McGrath Interview Part 2

Ship Parade Kicks off Events Celebrating 250 Years of the US Navy and Marine Corps

A ship parade streamed up and down the Delaware River beside Philadelphia on Thursday to kick off a celebration...

Trump Cabinet Members Talk Buying DHS Facilities in Chicago and Middle East Visit at WH

President Donald Trump opened a meeting with his Cabinet at the White House on Thursday by speaking about his...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Troops Will Miss Paychecks Next Week Without Action on the Government Shutdown

The federal government shutdown is raising anxiety levels among service members and their families, because those in uniform...

U.S. Army Staff Sgt. Racheal Balke, a current operations intelligence noncommissioned officer assigned to U.S. Army Southern European Task Force, Africa (SETAF-AF), conducted a wargaming event as part of an ongoing deployment readiness exercise at Caserma Del Din, Vicenza, Italy, Sep. 3, 2025. The wargaming phase, part of the joint planning process, utilized artificial intelligence tools to stress-test the command's response to real-world crises (U.S. Army photo by Brian Andries, DVIDS).

The Army’s New Intel Playbook: How AI and Data Are Rewriting the Battlefield

The U.S. Army is betting big on artificial intelligence and data to reshape how intelligence is gathered, analyzed, and...

Navy News

A Philadelphia Fire Department fire boat streams water as the USS Lassen passes by at the start of the 250th anniversary of the U.S. Navy and Marine Corps, Parade of Ships, as seen from Navy Yard, south Philadelphia.

A Grand Parade of Ships Kicked off the 250th Anniversary of the Marines and Navy

Hundreds of veterans, active service members, families of the lost, and dignitaries came to Mustin Field at the Navy Yard on...

Troops Will Miss Paychecks Next Week Without Action on the Government Shutdown

The federal government shutdown is raising anxiety levels among service members and their families, because those in uniform...

Air Force News

Troops Will Miss Paychecks Next Week Without Action on the Government Shutdown

The federal government shutdown is raising anxiety levels among service members and their families, because those in uniform...

U.S. Immigration and Customs Enforcement holding facility in Broadview

Veterans, Who Saw One of Their Own Arrested by ICE and Charged, Say Feds Are Undermining Democracy

Days after a 70-year-old Air Force veteran was among five people charged while protesting outside a suburban U.S. Immigration...

Space Force News

U.S. Air Force U.S. Air Force Tech. Sgt. Rachel Harmon and Master Sgt. Tom Anderson, weapons loaders assigned to the 174th Attack Wing, checks an inert GBU 12 laser guided missile on an MQ-9 Reaper at Springfield-Beckley Air National Guard Base in Springfield, Ohio.

Two Space Force Units Bring the 'Invisible Front Line' to Ohio

A ceremonial ribbon-cutting is planned for Friday for the Space Intelligence Production Cell at the Springfield-Beckley Air...

A painting of a Defense Support Program satellite from the Air Force Art collection. DSP provides a variety of national security capabilities. Its flagship mission of launch detection was made famous during the Cold War. (U.S. Air Force image)

Clearing The Orbits: Space Force Partnerships In Orbital Cleanup

The growing congestion of Earth orbit has raised risks to satellites, space stations, and long-term space sustainability. The...

Marine Corps News

A Grand Parade of Ships Kicked off the 250th Anniversary of the Marines and Navy

Hundreds of veterans, active service members, families of the lost, and dignitaries came to Mustin Field at the Navy Yard on...

Troops Will Miss Paychecks Next Week Without Action on the Government Shutdown

The federal government shutdown is raising anxiety levels among service members and their families, because those in uniform...

Coast Guard News

A Grand Parade of Ships Kicked off the 250th Anniversary of the Marines and Navy

Hundreds of veterans, active service members, families of the lost, and dignitaries came to Mustin Field at the Navy Yard on...

Troops Will Miss Paychecks Next Week Without Action on the Government Shutdown

The federal government shutdown is raising anxiety levels among service members and their families, because those in uniform...

Ryan Guina

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