Ryan Guina

Ryan Guina is a military veteran, writer and small business owner. He currently serves in the Air National Guard.

Ryan served on active duty in the US Air Force for six and a half years and completed five deployments. He worked as a civilian contractor on US Air Force logistics systems for several years after leaving active duty. He joined the Air National Guard after being out of the military for over eight years.

During his transition from active duty, he started two websites, TheMilitaryWallet.com and CashMoneyLife.com. He continues to operate these websites to help people take advantage of their military benefits and to make better financial decisions.

Ryan's writing has been featured in Military.com, Forbes.com, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine, USAA, and many other publications.

Latest Articles

Why Aren't There Military Retiree Pay Scales?

Have you ever wondered why there are no pay charts for military retirees?

Didn't Retire from Active Duty? You Can Still Use Your Service Toward a Pension

The good news is that your active duty military service puts you in a better position to earn a pension, even if you count...

Having a VA Disability Rating Doesn't Prevent You from Serving in the Military

In some cases, it is possible to serve in the military with a VA disability rating.

Five Steps to Stop Living Paycheck to Paycheck

Living from paycheck to paycheck? The sooner you break free from the cycle, the sooner you can move toward financial security...

Why January Is the Month to Put a Fraud Alert on Your Credit Report

Your credit report includes very important documentation of your credit history, which is used by lenders to assess risk.

5 Military Transition Money Problems and How to Solve Them

Finding the help and resources you need to plan for your financial transition from the military is critical.

Military News

Get the Military Insider Newsletter

Get the latest on pay updates, benefit changes and award-winning military content. Right in your inbox.

By signing up, you agree to our Privacy Notice.

Thank you for subscribing!

View more newsletters on our Subscriptions page.

One last step.

Verify your free subscription by following the instructions in the email sent to:

Most Popular Military News

Soldiers assigned to the 3rd Infantry Division Sustainment Brigade use hot towels to warm their faces during a shaving clinic

New Army Shaving Policy Will Allow Soldiers with Skin Condition that Affects Mostly Black Men to Be Kicked Out

The Army is preparing to roll out a new policy that could lead to soldiers diagnosed with a chronic skin condition that...

U.S. Army soldier stands beside a Stryker along the Rio Grande River

Largest Military Border Zone Yet to Be Created in Texas as Part of Air Force Base

The new military zone is located in Cameron and Hidalgo Counties in Texas and will be transferred from land overseen by the...

Army’s Executive Innovation Corps commissioning ceremony

Tech Executives Commissioned as Senior Army Officers Won't Recuse Themselves from DoD Business Dealings

The new formation is set to recruit tech executives to work on major Army challenges, but the service has not articulated...

President Donald Trump speaks at the end of the NATO summit

Trump Said He OK'd Iran's Plan to Strike Al Udeid. His Top Military Adviser Said Troops There Fended Off Missiles.

The Iranians "were very nice. They gave us warning," Trump told reporters. "They said, 'We're going to shoot 'em. Is one o...

Fort Bragg Officer and Ex-Wife Accused of Murdering Adopted Children Now Behind Bars

Warrant Officer Anthony Rivera, 36, of Fayetteville, and his former wife Danielle Kennedy, 36, of Arizona, were charged May...

President Donald Trump and Secretary of Defense Pete Hegseth

Trump Suggests Bringing Back Secretary of War. Why Did the Title Get Dropped?

Trump brought up the idea of a name change while introducing Secretary of Defense Pete Hegseth at a June 25 press conference...

Latest Military Videos

Israel Government Spokesman Says Obstacle to End Gaza Offensive 'Lies with Hamas'

Israeli government spokesman David Mencer said on Monday that the obstacle to ending the war in Gaza "lies with...

China's Aircraft Carriers Wrap Up Far Seas Training

China's Liaoning and Shandong aircraft carrier formations have completed a far-sea combat training mission recently, state broadcaster CCTV reported...

Extremist Jewish Settlers Attack Israeli Army Base, AP Explains

Dozens of Israeli settlers rampaged around a military base in the Israeli-occupied West Bank, setting fires, vandalizing military vehicles...

Denmark Expands Military Draft to Women for First Time

Denmark is seeking to increase the number of young people in the military by extending compulsory enlistment to women...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

After Offer of Back Pay, Only 13 COVID Vaccine Refusers Returned to Military Service

Months after the Pentagon rolled out a policy aimed at wooing back service members booted from the military over the COVID-19...

Syracuse University’s Reserve Officers’ Training Corps commissioning ceremony

Army ROTC Programs at Dozens of Campuses Are Being Shut Down or Reorganized

The Army is undertaking a major shake-up of its Reserve Officers' Training Corps footprint, shutting down or reorganizing...

Navy News

Marine 2nd Lieutenant Colin DuPont instructs incoming plebes on how to salute.

Annapolis Families Provide Midshipmen with a 'Home Away from Home'

Roughly 1,200 incoming midshipmen arrived in Annapolis for the kickoff of the U.S. Naval Academy’s Class of 2029 Plebe Summer...

The John Lewis-class replenishment oiler USNS Harvey Milk

Hegseth Announces New Name for Ship that Had Honored Gay Rights Icon Harvey Milk

Hegseth said that he would be renaming the USNS Harvey Milk in honor of Chief Watertender Oscar V. Peterson. Peterson...

Air Force News

Oath of Enlistment at Joint Base Andrews

Air Force and Space Force Hit Recruiting Goals 3 Months Early, Following Other Service Branches

The Air Force and Space Force announced they had hit their recruiting targets shortly after the Navy and the Army had reached...

Constraints on Trump's War Powers Rejected by Senate After Iran Strikes

The failure of the resolution adds to a post-Global War on Terrorism trend of Congress ceding its constitutional power to...

Space Force News

Air Force and Space Force Hit Recruiting Goals 3 Months Early, Following Other Service Branches

The Air Force and Space Force announced they had hit their recruiting targets shortly after the Navy and the Army had reached...

Chief Master Sgt. of the Space Force John F. Bentivegna at a screening of "Elio"

Space Force May Have its Biggest Media Moment Yet with Disney-Pixar's 'Elio'

The Army has "Saving Private Ryan," the Navy has "Top Gun," the Marine Corps has "Full Metal Jacket" and, now, an animated...

Marine Corps News

A Marine stands guard outside the Wilshire Federal Building in Los Angeles.

California Hopes Law from Bloody Era of US History Can Rein in Trump's Use of Troops

The text of the Posse Comitatus Act itself is slight, its relevant section barely more than 60 words.

Marine Corps recruiter speaks with a prospective Marine

Victim's Family Frantic After Not Being Notified of Ex-Marine Recruiter's Early Release from Brig

Pvt. Christopher Champagne was released from a military prison in California on Monday after serving less than nine months of...

Coast Guard News

U.S. Coast Guard Cutter Tampa returns to its homeport

Coast Guard Temporarily Relieves Commanding Officer of Cutter Tampa

Cmdr. Walter Krolman, who has led the medium endurance cutter Tampa for two years, was relieved for "loss of confidence,"...

Hawaii Coast Guard Crew Wraps Up Enforcement Mission in Cook Islands

The Lane, a 270-foot Medium Class Endurance Cutter arrived in Hawaii in late 2023 to serve as the U.S. Coast Guard’s first...