Paycheck Chronicles

Military Star Card Debuts New App

Military Star Card

A new mobile app aims to make managing the historically frustrating Military Star Card statement and pay system just a little easier.

Longtime Star Card users will remember the old card website access through the exchange's online login system. Hard to navigate and not mobile friendly, the site was replaced a few years ago by the much clearer MyECP.com.

Now, the exchange credit card also has an app that allows mobile users to manage and pay off their balance, view rewards points, and even easily check and access Military Star-specific exchange coupons.

The app, currently available only for iPhone, lets users log in by entering their MyECP username and password or saving that data and using biometric access on iPhones with that capability.

The Star Card can be used at all military exchange businesses and military commissaries. Exchange officials encourage its use because it saves the system money on processing fees associated with outside credit lines.

For troops, the card can be a good deal because it offers a low interest rate -- 12.24 percent -- and rewards points are automatically converted to exchange gift cards. But unlike normal credit cards, not paying can result in command notification or pay garnishment.

-- Amy Bushatz can be reached at amy.bushatz@military.com.

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