Home Purchase

Purchase a Home with a VA Loan

For service members and veterans who qualify, a VA home loan is one of their most valuable benefits and a no-brainer over other, traditional mortgage types. If you qualify, you can buy or build a home, or refinance an existing home mortgage. This section offers information on the VA loan process.

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What Is a VA Guaranteed Home Loan?

If you want to purchase a home, condominium or manufactured home, the VA can guarantee up to $484,350 of the total loan –...

Mortgage paperwork

VA Home Loan: Are You Eligible?

There are five categories for VA home loan eligibility, based on your military service. Do you meet the criteria?

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VA Financing & Mortgage Options

The VA guarantees a variety of home loans. There are two basic types of loans with two additional options.

VA Loan High-Cost Counties Map 2019. Source: Federal Housing Finance Agency

VA Loan Limits for High-Cost Counties: Updated for 2021

As of 2020 there is no longer a VA loan limit, but we have provided the previous VA loan limits listed by county.

VA Home Loan approval calculator and paperwork

VA Loan Income Requirements

VA loans, like other loan programs, require that you can afford the home you’re proposing to finance.

VA Home Loan Tips

Find useful information that can help you take advantage of your VA Loan benefit. Here are some useful tips regarding the VA Home Loan Programs.

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Top 3 VA Home Loan Tips

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4 Common VA Loan Myths

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Get the FAQs on VA Home Loans

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Benefits of a VA Loan in Today's Market

Army Corps-built home

VA Loan Cash-Out Refinance Tips: Maximize Your Benefits

Juan Dominguez and his wife, Alexis, hold hands during the unveiling of a “smart home” donated to him and his family, Sept. 11, 2012. (U.S. Marine Corps/Jacob H. Harrer)

VA Loan Tips for Disabled Veterans

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Suburban family home.

First-Time Homebuyers and the Advantages of VA Loans

Discover the advantages of VA loans for first-time homebuyers, including no down payment, competitive rates, and flexible...

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VA Loans: How to Save on Closing Costs

VA loans limit closing costs, but they don't eliminate them. Here are some ways to reduce or avoid paying for them altogether...

Juan Dominguez and his wife, Alexis, hold hands during the unveiling of a “smart home” donated to him and his family, Sept. 11, 2012. (U.S. Marine Corps/Jacob H. Harrer)

VA Loan Tips for Disabled Veterans

Did you know that as a disabled veteran, you may be eligible for special considerations when getting a VA loan? It’s true.

VA home loan

VA Loan Closing Costs: An Added Benefit

A distinct advantage of using your VA loan is that you may not have to pay some of the additional fees normally paid at...