Home Purchase

Purchase a Home with a VA Loan

For service members and veterans who qualify, a VA home loan is one of their most valuable benefits and a no-brainer over other, traditional mortgage types. If you qualify, you can buy or build a home, or refinance an existing home mortgage. This section offers information on the VA loan process.

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What Is a VA Guaranteed Home Loan?

If you want to purchase a home, condominium or manufactured home, the VA can guarantee up to $484,350 of the total loan –...

Mortgage paperwork

VA Home Loan: Are You Eligible?

There are five categories for VA home loan eligibility, based on your military service. Do you meet the criteria?

Family outside suburban house.

VA Financing & Mortgage Options

The VA guarantees a variety of home loans. There are two basic types of loans with two additional options.

VA Loan High-Cost Counties Map 2019. Source: Federal Housing Finance Agency

VA Loan Limits for High-Cost Counties: Updated for 2021

As of 2020 there is no longer a VA loan limit, but we have provided the previous VA loan limits listed by county.

VA Home Loan approval calculator and paperwork

VA Loan Income Requirements

VA loans, like other loan programs, require that you can afford the home you’re proposing to finance.

VA Home Loan Tips

Find useful information that can help you take advantage of your VA Loan benefit. Here are some useful tips regarding the VA Home Loan Programs.

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Top 3 VA Home Loan Tips

Servicemember with his family.

4 Common VA Loan Myths

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Get the FAQs on VA Home Loans

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Benefits of a VA Loan in Today's Market

Army Corps-built home

Cash-Out Refinance Tips

Juan Dominguez and his wife, Alexis, hold hands during the unveiling of a “smart home” donated to him and his family, Sept. 11, 2012. (U.S. Marine Corps/Jacob H. Harrer)

VA Loan Tips for Disabled Veterans

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Veterans Guide to Specially Adapted Housing Grants

Bigger dollar amounts and automatic eligibility for some make the benefit more practical for today’s disabled veterans.

Veteran in wheelchair looking at laptop with wife

VA Rules for Specially Adapted Housing Grants

Wounded warriors can receive multiple grants for constructing or modifying their homes.

Graph showing total VA purchase loans by lender from the VA's Q2 FY2023 Lender Loan volume report

How to Choose the Best Lender for your VA Home Loan Needs

Some research can go a long way in helping you make the right decision for your new home.

Homes

Understanding Home Equity Loans and Cash-out Refinance

Here are some tips that will help you identify the right time and ways to use home equity loans.