Home Purchase

Purchase a Home with a VA Loan

For service members and veterans who qualify, a VA home loan is one of their most valuable benefits and a no-brainer over other, traditional mortgage types. If you qualify, you can buy or build a home, or refinance an existing home mortgage. This section offers information on the VA loan process.

gray home

What Is a VA Guaranteed Home Loan?

If you want to purchase a home, condominium or manufactured home, the VA can guarantee up to $484,350 of the total loan –...

Mortgage paperwork

VA Home Loan: Are You Eligible?

There are five categories for VA home loan eligibility, based on your military service. Do you meet the criteria?

Family outside suburban house.

VA Financing & Mortgage Options

The VA guarantees a variety of home loans. There are two basic types of loans with two additional options.

VA Loan High-Cost Counties Map 2019. Source: Federal Housing Finance Agency

VA Loan Limits for High-Cost Counties: Updated for 2021

As of 2020 there is no longer a VA loan limit, but we have provided the previous VA loan limits listed by county.

VA Home Loan approval calculator and paperwork

VA Loan Income Requirements

VA loans, like other loan programs, require that you can afford the home you’re proposing to finance.

VA Home Loan Tips

Find useful information that can help you take advantage of your VA Loan benefit. Here are some useful tips regarding the VA Home Loan Programs.

Wooden tiles spelling out "TIPS"

Top 3 VA Home Loan Tips

Servicemember with his family.

4 Common VA Loan Myths

Question marks on a chalkboard

Get the FAQs on VA Home Loans

brown house on hill

Benefits of a VA Loan in Today's Market

Army Corps-built home

Cash-Out Refinance Tips

Juan Dominguez and his wife, Alexis, hold hands during the unveiling of a “smart home” donated to him and his family, Sept. 11, 2012. (U.S. Marine Corps/Jacob H. Harrer)

VA Loan Tips for Disabled Veterans

You May Also Like

Condos in a city

Purchasing a Condo with a VA Loan

You can purchase a condo instead of a house with a VA loan, learn more about loan qualifications and the benefits of buying a...

American flag with house keys

Using VA Loan Entitlements for the Second Time

You can take advantage of your VA loan benefit over and over, as long as part of your entitlement is still available.

10 Things Most Veterans Don't Know About VA Home Loans

10 Things Most Veterans Don't Know About VA Home Loans

These 10 hot tips for using your VA loan might come as a surprise.

Couple thinking about buying a home

Are You Entitled to Another VA Loan?

Can I take out another VA loan? The answer is yes, you can use your VA loan benefits more than once!