Get the Military Insider Newsletter
Give me more benefit content and other military content to my inbox.
What are the basic steps for applying for a receiving a VA loan? This section will walk you through the VA loan process.
In order to secure your VA home loan you'll need to produce your lending institution with your Certificate of Eligibility, or COE. This shows that you've qualified for this military benefit. See how long you have to be in the military to qualify for a VA loan.
Your VA loan lender can help you not only with the paperwork, but with determining whether or not you meet the qualifications: credit, income and debt ratios. Start by obtaining no-obligation rate quotes from up to five lenders with our VA Loan Finder.
Work with your real estate agent to find the right home for you. Once you have, be certain your purchase contract includes a "VA Option Clause". Your agent and loan lender will help out with this.
Your lending institution will then begin with the VA appraisal and all of your loan documentation, including credit, debt information, employment, etc.
Once all the paperwork is processed you'll have a title company, lawyer or other representative to handle the closing. Enjoy your great new home!
Our VA loan finder can match you with up to five rate quotes from different lenders. Check it out now!