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What types of VA loan programs are available for service members and veterans? This section provides a rundown of what you can use your VA loan for -- everything from refinancing your mortgage to purchasing a second home.
The best part about a VA loan program is that it typically does not require a down payment. There are specific limits based on which area you live in. For most of the country, it's $484,350. In high-priced areas such as New York City, Honolulu and San Francisco, the limit can reach $726,525. See the full list of VA loan limits by city.
In addition to 0% down for your VA loan there are programs that allow you to buy more than one house, take out equity, or finance your remodeling. There are also VA loans with no minimum credit score. Because these loans are backed by the VA, they do not require PMI, or private mortgage insurance, which can save you thousands of dollars over the life of your loan.
If you're ready for specifics on your VA loan prospects, the first step is to get personalized, no-obligation rate quotes from up to five lenders - no credit check required.
VA Loan Types: Overview
VA Loan Types: More Information
VA Loan Topics
Money Topics
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